So I’ve been hearing a lot about this Kenneth L Ramsey guy lately – people saying he’s the go-to expert for specialized financial planning. Thought I’d put his services to the test myself since I’ve got some complicated tax stuff coming up.
Finding His Contact Info
First step was tracking down how to actually reach him. Tried looking online but kept hitting dead ends at first. Finally found an email address buried in some forum comments. Shot him a message on Tuesday morning around 10AM, fully expecting to wait days for a reply. Surprise surprise – got a ping back in my inbox before lunchtime same day. Quick responses always make me happy.
The Initial Consultation
We set up a video call for Thursday afternoon. Guy shows up right on time looking professional but not stiff – wearing a nice button-down shirt, background neat as a pin. Started off with real questions rather than sales pitch nonsense:
- Asked about my specific financial pain points
- Wanted exact numbers from last year’s investments
- Asked permission to take notes before scribbling anything down
What impressed me was how he didn’t brush off any dumb questions. Explained stuff three different ways until my thick skull got it.
Paperwork Phase
After the call, he sends over this customized checklist via email. Needed:
- Two years of tax returns
- Current investment portfolio breakdown
- Debt statements including mortgage
Uploaded everything to his secure portal on Friday. Got an auto-reply saying “Documents received – will review Monday.” True to his word, Monday morning he emails saying he’s started analysis and will have preliminary findings by Wednesday.
The Follow-Up Session
Wednesday rolls around and we jump on another call. Dude comes prepared with spreadsheets and clear recommendations:
- Specific tax deductions I’d completely missed
- Reallocation strategy for underperforming funds
- Emergency fund calculation based on my actual expenses
When I pushed back on one point, he didn’t get defensive – just showed me the math behind his suggestion. Also gave me three pricing options when we discussed ongoing management.
Final Takeaways
Been working with him about three months now. Here’s what sticks out:
- Organization: Never misses deadlines or forgets details
- Communication: Replies within 4 hours during workdays
- Honesty: Told me straight up when something wasn’t worth pursuing
Only downside is his premium pricing – you’re definitely paying for that white-glove service. But for complicated money situations? Honestly worth every penny. Would I recommend him? Already sent two friends his way.
